If you violate the terms and conditions of this Agreement (including non-payment of taxes under an applicable pricing schedule) or any other agreement you have with us, you agree that we may suspend or suspend your access to any of your online financial accounts and services. We do not have to reactivate or activate your access. The financial management software includes: Quicken®, QuickBooks® desktop software and other software that we can identify on the site. You are responsible for obtaining a valid and separate licensing agreement with the provider of your financial management software. Your licensing agreement with the provider of your financial management software may limit the duration of your online access; we are not responsible for such restrictions or restrictions. Unless otherwise agreed, you must name an account with Wells Fargo to pay a fee for eligible accounts and online financial services (your “payment account”). You allow us to charge your payment account for the fee. (30) Applicable law. Federal laws and South Dakota laws govern this agreement and your account. Apart from your personal account information, all content that is included or available on the service, such as advertising, graphics, button icons, images, audio clips and software, including the collection, arrangement and editing of it, owned by Wells Fargo and/or third parties and are protected by copyright law and international treaties in addition to other government and federal intellectual property laws (together the “website documents”). With the exception of payment fees or brokerage accounts, your liability is defined as for an unauthorized DCE or a series of unrelated unauthorized EFTs: Transferring a balance from a credit account from another credit account to your account, including the use of a cheque that accesses your account.

You agree that we can call you and text you to serve your accounts, collect all the amounts you owe, or discuss our relationships, products and services with you, as described in this section. An argument is any unresolved disagreement between them and us. Disputes include: If you send your payment by email, please send an email to the payment address listed on your invoice using the wrapped envelope and payment coupon. Payments received up to 17:00 p.m. where your payment is sent will be credited from the date of receipt. If they are received after 17:00 p.m, they will be credited the next day. Payments made through Wells Fargo Online Banking at wellsfargo.com are credited on the basis of the Cutoff period reported at the time of the transaction. If you do not follow these instructions, your payment cannot be credited up to five days after receipt. Checks or other paper documents can be converted into an electronic transaction through procedures put in place by the National Automated Clearing House Association.